Last updated: 11.05.2025
Overview
Welcome to Everlasting Wealth, LLC (“Everlasting Wealth,” “we,” “our,” or “us”).
These Terms and Conditions (“Terms”) govern your access to and use of our websites, content, educational resources, and services, including any purchase or sale of physical precious metals, IRA-related facilitation, or other related services (collectively, the “Services”).
By visiting our website, purchasing products, or engaging with our content, you agree to these Terms, our Privacy Policy, and our SMS Terms.
If you do not agree, please do not use our Services.
Contact Information
Everlasting Wealth, LLC
120 Vantis Dr #300
Aliso Viejo, CA 92656
Email: [email protected]
Phone: 855-403-1298
Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract. By using our Services, you represent that all information you provide is accurate, truthful, and current.
Changes to These Terms
We may modify these Terms at any time. Updated versions will be posted with a new “Last updated” date. Continued use after posting means you accept the new Terms.
Privacy Policy
Your use of our Services is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our Services, you agree to those practices.
Educational Purpose & No Investment Advice
Information provided by Everlasting Wealth is for educational and informational purposes only. We are not a licensed investment advisor, tax professional, or fiduciary.
You are solely responsible for evaluating whether any purchase, sale, or allocation of precious metals or retirement assets is appropriate for your situation. Always consult your qualified financial or tax advisor.
Account Registration
To access certain features, you may need to create an account. You agree to:
- Provide accurate, up-to-date information.
- Keep your login credentials confidential.
- Notify us immediately if you suspect unauthorized access.
You are responsible for all activity under your account.
Consent to Communications
By providing your phone number or email, you consent to receive communications from us, including texts, calls, or emails related to orders, services, and promotions.
You may opt out at any time by following unsubscribe instructions or contacting [email protected]. Message and data rates may apply.
See our SMS Terms for full details.
Product Descriptions and Pricing
We make every effort to display accurate product descriptions and pricing. However, mistakes can occur.
All prices are based on live precious-metal market rates and are subject to change without notice.
Orders are final once you receive a confirmation number and price lock.
Payment Terms
We accept bank wire, ACH/e-check, personal or cashier’s check, and other approved methods.
- Payment Deadlines:
• Wires due by the next banking day after order.
• Checks must be postmarked within one (1) business day and received within ten (10) calendar days. - Clearing: We may hold checks up to ten (10) banking days to clear.
- Failure to Pay: Late or failed payments may result in cancellation, administrative fees, and Market Loss charges (see Section 13).
Order Confirmation & Price Lock
When you place an order (online, phone, chat, or email) and receive an order confirmation, the price is locked in.
Once confirmed, your order cannot be canceled or modified except under the Market Loss Policy.
Shipping, Delivery & Title
- Shipping & Insurance:
Orders are shipped fully insured until shown as “delivered” by the carrier. - Signature Required:
Shipments over certain values require an adult signature. - Risk Transfer:
Title and risk of loss transfer to you once the carrier confirms delivery to your provided address. - Lost or Damaged Packages:
You must notify us within 48 hours of delivery for damaged or missing items, or within 5 days of last tracking scan for lost shipments.
We are not responsible for packages left unattended, forwarded, or delivered to third-party mailrooms or drop-off locations.
Market Loss Policy
Once you place an order and your price is locked:
- If you cancel, fail to pay, or request an offset, and metal prices rise, you are responsible for the Market Loss (the difference between your locked price and our current ask price).
- If prices fall, we retain the gain to cover risk and administrative costs.
We may charge your authorized payment method or invoice you. Future orders may be suspended until paid in full.
Sell-to-Us Program
When you sell metals to us:
- Prices are quoted based on your description and market spot rates at time of quote.
- We reserve the right to verify all items for authenticity, condition, and quantity before finalizing.
- If items differ from your description, we may adjust or reject the offer.
- You are responsible for shipping and insurance until we confirm receipt.
IRA & Retirement Accounts
Everlasting Wealth may facilitate self-directed IRA purchases through independent custodians and depositories.
- We are not a custodian, trustee, or financial advisor.
- Only certain metals are IRA-eligible (e.g., 99.5% pure gold, 99.9% pure silver).
- You are responsible for verifying eligibility with your custodian and understanding associated fees.
- We are not liable for third-party delays, errors, or storage issues.
Refunds & Cancellations
All sales are final due to market volatility.
Refunds are only provided for fulfillment errors verified by Everlasting Wealth.
You must notify us within 48 hours of delivery for review.
Taxes
You are responsible for any sales, use, or other taxes applicable to your purchase.
Tax laws vary by state; consult your tax advisor for specific guidance.
Export, Sanctions, & Compliance
You agree not to purchase or ship products to individuals or countries subject to U.S. sanctions or export restrictions.
We comply with all applicable AML (Anti-Money Laundering), KYC (Know Your Customer), and OFAC (Office of Foreign Assets Control) regulations.
Intellectual Property
All content on our website—including text, images, graphics, logos, and layout—is owned by Everlasting Wealth or licensed to us.
You may not copy, reproduce, or distribute any part of our content without written permission.
User-Generated Content
If you post reviews or comments, you grant us a perpetual, royalty-free license to use, display, and reproduce that content.
You agree not to post anything unlawful, defamatory, or infringing on others’ rights. We may remove content at our discretion.
Disclaimer of Warranties
ALL SERVICES AND PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
EVERLASTING WEALTH DISCLAIMS ALL WARRANTIES—EXPRESS, IMPLIED, OR STATUTORY—INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
PRECIOUS METALS CAN FLUCTUATE IN VALUE; YOU MAY LOSE MONEY.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW:
- EVERLASTING WEALTH SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
- OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE TRANSACTION IN QUESTION OR $500, WHICHEVER IS GREATER.
Indemnification
You agree to defend, indemnify, and hold harmless Everlasting Wealth, its officers, employees, and agents from any claims, damages, or losses arising from:
- Your breach of these Terms,
- Violation of laws or third-party rights, or
- Misuse of our Services.
Arbitration & Dispute Resolution
Informal Resolution:
Before taking formal action, you agree to email [email protected] with a description of the issue. We’ll try to resolve it within 30 days.
Binding Arbitration:
Except for small-claims matters or intellectual property disputes, any dispute between you and Everlasting Wealth shall be resolved by binding individual arbitration administered by JAMS under its Consumer Arbitration Rules.
- Venue: Orange County, California (or virtual hearing if agreed).
- Governing Law: Federal Arbitration Act and California law.
No Class Actions:
All disputes must be brought individually, not as part of a class or representative proceeding.
30-Day Opt-Out:
You may opt out of arbitration within 30 days of first agreeing to these Terms by mailing written notice to:
Everlasting Wealth, LLC — Attn: Legal Department
120 Vantis Dr #300, Aliso Viejo, CA 92656
Force Majeure
We are not liable for delays or failures caused by circumstances beyond our reasonable control (e.g., natural disasters, market disruptions, strikes, war, cyberattacks, or carrier failures).
Governing Law & Venue
These Terms are governed by the laws of the State of California, without regard to conflicts of law.
Subject to arbitration, any permitted legal action shall take place in Orange County, California.
Severability & No Waiver
If any provision is held invalid, the rest remain enforceable. Our failure to enforce any provision is not a waiver of our rights.
Assignment
You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights or obligations in connection with a merger, acquisition, or sale.
Entire Agreement
These Terms, along with our Privacy Policy and SMS Terms, constitute the entire agreement between you and Everlasting Wealth and supersede all prior discussions or agreements.
Contact Us
If you have any questions about these Terms, please contact:
Everlasting Wealth, LLC
120 Vantis Dr #300
Aliso Viejo, CA 92656
Email: [email protected]
Phone: 855-403-1298